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Auto Insurance in Ohio
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Columbus, OH auto insurance agents, provide Ohio residents with an option for auto insurance. Independent insurance agents from Keystone Insurance Agency, LLC allow Ohio residents to drive and feel confident knowing they're covered in the event of an accident. Some coverage is basic and required by the state while additional coverage is available.
Bodily Injury Liability
This coverage is meant to cover any bodily injuries to the driver or other parties in the accident.
Medical payments cover medical expenses accrued by any occupants in the vehicle.
Property Damage Liability
This type of insurance provides the person with coverage in the event the driver's car damages another person's property. Although most times it means it covers another person's car, it could mean a building, fence or mailbox.
Collision coverage is optional since it covers damage to the driver's car when it hits an object or another vehicle. Those with newer cars opt for this insurance.
Comprehensive coverage is an optional coverage that's designed to protect the driver in a case where there's damage done to the car, but it's not from an accident. For instance, it covers fire, theft and other similar events
Other Insurance Options
Some people opt to have other optional coverage such as insurance that pays for a rental car while a person's car is being repaired after an accident. This coverage also covers in the event the car is totaled, and the person must look for a new vehicle. To learn more about the different types of auto insurance policies or to create one to meet your needs, contact Keystone Insurance Agency, LLC at 614-295-8816.