Sewer Lines: What’s the City’s Responsibility and What is Yours?

If a sewer line cracks or becomes clogged in the greater Groveport, OH area, you may be wondering if you are responsible for the sewer line or if the city is responsible for it. This is a common question that homeowners face, especially when the repair is costly. Here at Keystone Insurance Agency, LLC, we want homeowners to be aware of what their responsibility is when it comes to these lines. Here is some information you should know if you are in this situation.

The Service Line

The service line is the homeowner’s responsibility to maintain and care for. If there is a break in this line, you are responsible for having it repaired or replaced. The service line is the line that feeds off of the main line to your home. These are sometimes referred to as vertical lines.

The Main Line

The main line, also sometimes referred to as a horizontal line, typically runs in the middle of the street. Every home has a service line that connects to the main line. If the main line breaks or becomes clogged, the city is responsible for fixing this main line.

If you have a sewer line problem, you may be able to file a claim with your homeowner’s insurance or with the city to have it repaired, depending on where the problem is located and what caused the problem. If you have questions about sewer lines and your existing homeowner’s insurance policy, contact Keystone Insurance Agency, LLC, serving the greater Groveport, OH area. We can help you determine what server problems are covered or not covered and/or put together a new policy that better meets your needs.